What are Myna Points? You can get up to 5,000 yen back for cashless payment

Registration starts July 1.

Engadget JP (Translation)
Engadget JP (Translation) , @Engadget_MT
2020年07月3日, 午前 10:25 in egmt
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Engadget Japan

This article is based on an article from the Japanese edition of Engadget and was created using the translation tool Deepl.

Applications for the "Myna Point (My Number Points) " program, in which the government can award up to 5,000 yen per person, began on July 1. The redemption period is from September 1 to March next year.

What are Myna Points?

By linking a cashless payment method to a personal identification number (My Number System), 25% of the payment or charge amount (up to a maximum of ¥5,000) will be returned to the customer. Led by the Ministry of Internal Affairs and Communications, it aims to promote the use of the cashless system and the My Number system, and to stimulate the economy, which has been depressed by the consumption tax hike and the new corona virus.

Note that, unlike the previous "cashless point redemption", for many smartphone payments, the redemption is done at the time of charging. In other words, if you charge 20,000 yen, an extra 5,000 yen will be charged to your account. If you use a credit card, 25% of the payment amount will be returned to you.

The cashless payment methods that are eligible for the Myna Point program are Transportation IC cards such as Suica, Pasmo and ICOCA, electronic money such as nanaco and waon, and PayPay, LINE Pay, Mel-Pay, Rakuten Pay, au PAY and other smartphone payments. There are many options, including credit cards. For more information, please visit the special website of Myna Point. Please note that only one cashless payment method can be linked to MynaPoints.

In addition, the level of savings varies depending on the cashless payment method you link to. For example, Suica and au PAY offer 5,000 yen back from the government, plus 1,000 yen of their own. A total of 6,000 yen will be returned in addition to this amount. WAON, the AEON Group's electronic money, will give an additional 2,000 yen, for a total of 7,000 yen. We recommend that you focus on these unique promotions when choosing a payment method to tie in.

Physical My Number Card is required

In order to receive "My Number Card" redemption, you need to have a My Number Card. If you don't have one yet, you can start by applying for a card.

If you have a card, go to the official page of each cashless payment provider to find out how to link up . The general process is that you can use the "Mina Points" app installed on your phone. My Number card is read and a "My Key ID" is issued. This MyKey ID is linked to each cashless payment method.

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Holding an iPhone 7 or later compatible smartphone over the My Number Card will complete the reading process.

If you don't have a smartphone that can read your My Number Card, you can also use the Mina Point Support Terminals, which are located in 90,000 locations nationwide. You can check the details of the procedure here.

The most difficult part of the above procedure is the password. There are four types of passwords for my number card, but in this case, you will need a four-digit password (The PIN for the user's digital certificate). If you make a mistake three times in a row, the system is locked to prevent fraud, and you must reset the password at the local government office.

This article is based on an article from the Japanese edition of Engadget and was created using the translation tool Deepl. The Japanese edition of Engadget does not guarantee the accuracy or reliability of this article.

 
 

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